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Guide · Buying Process

Moving House Checklist: Planning Your Move and Changing Your Address

From redirecting your mail to knowing exactly when you'll get the keys — everything worth arranging in the run-up to moving day, plus a complete, categorised checklist of everyone who needs your new address.

Reviewed by the MoneyWiseExpert editorial team · Published

The short answer

Moving day goes smoothly when two things are sorted in advance: the practical arrangements around the move itself (mail, pets, childcare, and knowing how your new home works), and telling everyone who holds your old address that you've moved. Neither is complicated, but both are easy to leave too late. Here's a timeline for the first, and a full checklist for the second.

Know your moving-day costs first

Removals, redirection, and admin fees are small next to stamp duty and legal fees, but they're worth budgeting for properly.

See the full list of buying costs →

Two to three weeks before moving day

Arrange mail redirection

Set up Royal Mail's redirection service so post sent to your old address automatically reaches your new one. You can apply online, by post, or in person at a Post Office branch. Prices start from around £45 for 3, 6, or 12 months of cover, with concessionary rates if you receive Universal Credit or Pension Credit, and no charge at all for redirecting a child's mail under 16. Setting it up two to three weeks ahead gives it time to take effect right from completion day, so nothing important — a cheque, a renewal notice, a hospital appointment — goes missing in the gap.

Send change of address cards

Let family and friends know where you're moving to, ideally with enough notice that they update their own address books. If you're planning a housewarming, sending the new address as part of the invitation does double duty and saves a separate round of messages.

Settle up and cancel home delivery services

Give notice to anyone providing a regular service at your current address — milk and newspaper deliveries, your window cleaner, gardener, or any regular domestic help — and settle any outstanding bills before you go. It's a small thing, but it avoids an awkward invoice chasing you to your new address, or a service turning up at a house you no longer live in.

A few days before moving day

Arrange childcare and pet care for the day

Moving day is rarely a good one for young children or pets to be under your feet. Ask a relative or neighbour to take charge of them for the day, or book a babysitter or pet-sitter in advance. If pets are travelling with you, make sure you have secure, appropriately sized carriers — cardboard carrying boxes for cats and small pets are available cheaply from the RSPCA and most vets if you don't already own proper carriers.

Get up to speed on how your new home works

Before you arrive, it helps to know the basics of the property: how the central heating boiler and any burglar alarm operate, and where the fuse box and the stopcock (your main water shut-off valve) are located. Ask your solicitor to request that the seller leaves behind instructions, guarantees, and contracts for anything you'll need to operate — a genuinely useful ask that costs the seller nothing and saves you a frustrating first evening in a cold, alarm-beeping house.

On moving day itself

Morning Your solicitor sends the completion funds; you're generally free to start loading your own van, but the property isn't legally yours until the money has cleared.
Typically after 12:30pm Once the seller's solicitor confirms receipt of funds and authorises release, the estate agent can hand over the keys — see our full completion day timeline for exactly how this works.
Ongoing If you're not moving into an empty or new-build property, agree a precise move-in time with the people moving out, so your van isn't arriving to unload while theirs is still loading.
Worth knowing: keys cannot be released to you until the estate agent has confirmation that all completion monies due have reached the seller's solicitor's bank and they've authorised release. This is out of everyone's direct control on the day, so build some flexibility into your removals booking, and remember some conveyancers don't work weekends — a Friday completion leaves no fallback if something is delayed.

The full change of address checklist

Once you're in, work through this list — every organisation that holds your old address, grouped so you can tackle a category at a time rather than trying to remember them all at once. Use the button above to print just this checklist, without the rest of the article.

Money & finance

  • Bank
  • Building society
  • Credit card companies
  • Insurance companies (home, car, life, pet)
  • Pension providers
  • National Savings & Premium Bonds
  • Hire purchase / finance companies

Utilities & home

  • Electricity, gas and water suppliers
  • Broadband, phone and mobile providers
  • TV licence
  • Rental companies (if you lease anything)

Government & official

Health

  • Doctor (GP)
  • Dentist
  • Optician
  • Regular pharmacy or prescriptions

Work & education

  • Your employer
  • Schools and colleges
  • Professional associations and trade unions

Memberships & subscriptions

  • Book, magazine and subscription services
  • Clubs and associations
  • Motoring organisations (AA, RAC, etc.)
  • Gym or leisure memberships

And of course — friends and relatives, especially anyone who still has your old address for birthdays, cards, or parcels.

Frequently asked questions

How do I redirect my mail when I move house?

Set up Royal Mail's redirection service, either online, by post, or in person at a Post Office branch. Prices start from around £45 for 3, 6 or 12 months of cover, with reduced rates if you receive Universal Credit or Pension Credit, and no charge for redirecting a child's mail under 16. It's worth setting up a week or two before you move so it's active from completion day.

When can I collect the keys on moving day?

Usually sometime after 12:30pm, though it depends entirely on when your solicitor confirms the completion funds have reached the seller's solicitor's bank. The estate agent can't release keys until they've had that confirmation, so exact timing varies and can occasionally slip into the afternoon if the money is delayed in the banking system.

Do I need to update the electoral roll when I move?

Yes, if you want to vote at your new address — registration doesn't move with you automatically. You can register at your new address for free at gov.uk, and it only takes a few minutes.

Is it free to update my driving licence address?

Yes. Updating the address on your driving licence and your vehicle's log book (V5C) through DVLA's online service is free, and you can keep driving while your new documents are on their way to you.

PU

About the author

Written by Parm Uppal, who has spent over 25 years helping people get back on track with their finances. A move goes more smoothly with a clear running order — this checklist reflects the practical steps that tend to get missed or left too late.

This guide is for general information. Prices, services and providers mentioned (such as Royal Mail redirection) can change — always check current terms directly with the provider before relying on them.